| REFINANCE |
| Personal Document |
- 1 Copy of IC ( both sides in page )
- 1 Copy of Passport & Work Permit ( for foreigners )
- Name Card / Business Card
|
| For Employed – Financial Document |
- Pay slips – Latest 3 months / Commission statement – Latest 6 months
- Bank statement – Latest 3 months ( for pay credited into account )
- EA form – Latest 2 years
- BE form – Latest 2 years
- KWSP/EPF statement – Latest 12 months
- EA form from previous employer ( for change of employment )
- Letter of appointment ( for newly employed )
|
| Self Employed - Financial Document | |
- B form – Latest years
- Audited Account / Trading A/C / Management A/C – Latest 2 years
- Form 24, 49, Company Registration, M&A
- Business Registration ( form A/D )
- Bank statement for personal account – Latest 6 months
- Bank statement for company account – Latest 6 months
|
| Property Document |
- A copy of Sale and Puchase Agreement
(original to be submitted to the lawyer upon loan acceptance) - A copy of Land Title ( compulsory for completed properties )
- Certificate of Fitness for completed properties purchased directly from the developer
|
| For Refinance Case ( if applicable ) |
- Existing Loan Statement – Latest 12 months
- Existing Letter Offer ( LO )
|